Apply Now

With Wachusett Group at Troy City Mortgage, the loan qualification process has never been as easy. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
    • Formal Loan Application
  2. Call us at (508) 835-8803
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
    • Download this FREE application now and simply mail it, fax it, or bring it to the office. CLICK HERE to send us your application
  4. Documents needed
    • Most recent W-2’s – 2 years
    • A copy of the first page of your federal income tax returns for the 2 most recent years
    • Most recent paystubs – 4 weeks
    • Most recent 2 months bank statements for savings & checking accounts, all pages
    • Most recent monthly or quarterly statement to verify additional assets (stocks, bonds, mutual funds, IRA’s, 401K’s), all pages
    • If self-employed, most recent two years’ federal tax returns
    • A fully signed Purchase & Sales Agreement (as soon as available)
    • A copy of your recent real estate tax bill, and the premium page of your Homeowners Insurance Policy
    • A copy of your most recent 1st & 2nd mortgage (if applicable) monthly statement or coupon
    • A picture ID (drivers license or passport) for each borrower